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One Grand Account

Give kids a head start that compounds for decades

Eligibility is for children born on or after January 1, 2025. The government seeds $1,000. Families can add up to $5,000 per year. Growth is tax‑deferred.

What it is

A tax‑advantaged account designed to help families start early. The money is invested and grows over time.

Advantages

  • $1,000 initial seed from the government.
  • Tax‑deferred growth on earnings.
  • Simple structure for long‑term saving.

At age 18

  • Option to roll into a Traditional IRA.
  • Or use for approved purposes: college/trade school, first home, business startup, marriage, or large medical expenses.

Long‑term view

We show projections to age 60 to make the impact of starting early clear.

Growth calculator

Numbers are estimates for education only. They do not predict returns.

Download the Starter Guide

Get the PDF and the 13‑week email course (26 lessons delivered twice a week).

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